Credit Analyst – Auto
To analyze and process all cases received at Retail Credit Department within policy parameters and credit considerations as well as to ensure proper authority compliance as per the approved delegated matrix
Analyzing and processing cases based on overall consideration of customer’s profile and in compliance with bank policy and procedures
Meeting the targeted productivity levels and to ensure adherence to service level agreement (SLA) and turnaround time (TAT).
To ensure proper use of assigned delegation authority laid down by the bank
To identify and highlight any suspicious activities thereby reducing risk exposure and increasing quality of analysis
To ensure the updating of data reported in the daily productivity sheet (MIS)
To ensure appropriate level of productivity output to enhance within given resources in times of peak load (month ends, promotions etc…)
To ensure detailed credit analysis (fresh, Repeat and After Sales) and to highlight approval conditions
To ensure all deals send for Contact Point Verification (CPV) as per CPV policy
Adherence to Standard Operating Procedures (SOP) wherever applicable
Conduct training to new comers and monitor the training performance whenever required.
All the above accountabilities includes but not limited to any additional/new tasks or responsibilities assigned by the line Manager.
|Job Location:||Dubai, United Arab Emirates|
|Career Level:||Mid Career|